Service Model B
For Consumers without Legal Expenses Insurance

You do not have existing legal expenses insurance? Documents are missing? Often, we are able to make a rescission possible even in these cases and enforce your claims for you.


Service Model B

Sometimes, clients do not have legal expenses insurance or cannot find some of the necessary insurance documents from back then. Here, FACTO comes into play: Often, we are still able to make a rescission possible. When a rescission has good chances for success, we bear the legal costs for you. For this, we offer you a legal costs contract for a one-time fee. We will reimburse you this fee in case of success. We secure your compensation for use in court and handle the complete communication with all parties involved. We will only receive remuneration for our services in case of success. This remuneration is calculated according to the compensation for use and will be equitably divided between you and us. You receive around 50 percent.

Contact us now


  • You do not have existing legal expenses insurance.
  • You do not have all necessary insurance documents anymore.
  • You have entered your life or pension insurance between January 1st, 1995 and December 31st, 2007.
  • Your insurance documents have a defective cancellation policy.

This is how it works

  • Request a free initial assessment from your sales partner.
  • Choose Service Model B and sign legal costs contract.
  • Specialized attorneys secure your compensation for use for you.
  • Get your compensation for use disbursed.

Duration: usually 24 to 36 months
You think that takes too long? Then try:

Service Model D with immediate payout

Your advantages at a glance:

Legal costs are covered
Rescission even without legal expenses insurance
Rescission even when documents are missing
Personal contact person

Would you like to learn more?
We are glad to assist you quickly and without any obligation.